Question of the Month: What Does Flood Insurance Cover? 

In South Carolina, heavy rains and storms can cause flash flooding. Flood insurance is designed to help you recover from property losses caused by rising water or mudflow. Policies may include coverage for:

• The structure of your home or building, including the foundation, electrical and plumbing systems, and major appliances
• Personal belongings such as furniture, clothing, and electronics inside the insured building
• Detached structures, like garages or sheds

Coverage details can vary, and some items, such as landscaping or vehicles, may be excluded. Our team can walk you through what’s included and help you understand your options. Contact us for a flood insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.