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Modified Auto Insurance

Modified car insurance is a type of insurance that covers modifications to a vehicle. Modifications or customizations are the addition of non-factory items; they are also known as aftermarket. These alterations are not often covered by regular insurance policies. However, you may make sure you have adequate coverage for your complete car, including the aftermarket parts, with a tailored insurance policy.

What Are Different Types of Modifications?

Modifications may involve replacing factory components. These components may be added by drivers to change the vehicle’s appearance or functionality. Any of the following components could be changed as part of the modifications:

  • Rims
  • Bumper
  • Custom paint
  • Running boards
  • Truck bed liner
  • Turbocharger
  • Fuel system upgrade
  • Higher or lower suspensions

Benefits of Modified Car Insurance

If you have any modified parts, you need modified car insurance. A modified car insurance policy can offer the following benefits:

  • It covers modified parts: Traditional policies don’t usually cover modified parts, leading to expensive out-of-pocket costs if you are in an accident or your vehicle gets stolen.
  • It protects your policy: Not listing modified parts in your policy could cause it to be voided. By buying a modified policy, you also protect your coverage.

How to Get Modified Auto Insurance

Williams Finance and Insurance is committed to helping you find a policy to fit your specific needs. Reach out to us today to start the conversation or to get a quote.

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