Auto Insurance in Lancaster and Kershaw, SC
Auto insurance is essential. Sufficient coverage can provide financial protection from unforeseen accidents and reduce out-of-pocket repair costs. Choosing the right policy can be challenging, which is why the agents at Williams Insurance Agency are here to help ease the process.
What Is Auto Insurance?
Auto insurance, or car insurance, is a policy car owners get to reduce out-of-pocket costs after a covered accident. Policies often require you to pay an insurance premium to your provider in return for financial help following an accident. Depending on your coverage, you may have to pay a deductible, a cost you pay after an incident before insurance helps cover repairs or other expenses.
What Does Auto Insurance Cover?
Coverage varies among car owners. Most policies contain liability insurance, which provides financial protection from incidents such as property damage and bodily injuries. Additional coverage options included in your auto insurance policy might be:
- Medical payments (MedPay)
- Personal injury protection (PIP)
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
The Williams Insurance Agency agents can help you learn how to customize your policy to include specific coverage options.
Do I Need Auto Insurance?
In South Carolina, drivers are required by law to carry liability insurance. Additionally, you may need to purchase more coverage if you lease your car. Regardless of requirements, having sufficient auto insurance can significantly reduce your chances of covering high out-of-pocket costs after a car accident.
Where Do I Get Covered?
If you are a car owner near Lancaster or Kershaw, South Carolina, the agents at Williams Insurance Agency can help you select the right auto insurance policy for sufficient coverage of your vehicle.
For more information, contact our Lancaster location at 803-285-1524 or our Kershaw office at 803-475-2374.